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Measures for farmer household loan management.

Country/Territory
China
Document type
Regulation
Date
2012
Source
FAO, FAOLEX
Subject
Agricultural & rural development
Keyword
Financial agricultural measures Inspection Risk assessment/management
Geographical area
Asia, Asia and the Pacific, East Asian Seas, Eastern Asia, North Pacific, North-West Pacific
Abstract

The purpose of these Measures is to improve agriculture-supporting service level of financial institutions in banking sector, regulate loans to farmers’ households, and strengthen the risk management and control so as to promote the steady development of loans for farmers’ households. The Measures consist of 57 articles divided into 9 Chapters: General provisions (I); Management structure and policies (II); Basic elements of loans (III); Application, acceptance and investigation (IV); Review and approval (V); Issuance and payment (VI); Loan management (VII); Incentives and disciplines (VIII); Supplementary provisions (IX). The Measures focus on improving the convenience and availability of rural financial services, and the protection of consumer rights and interests of farmers, but also focus on standardizing the farmer's loan business process and strengthening risk control.

Full text
Chinese
Website
www.gov.cn